Privacy Policy

Golden Years Protection (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website goldenyearsprotection.net, use our services, or otherwise interact with us.

Information We Collect

We may collect the following types of personal information:

• Contact Information: First name, last name, email address, phone number, and mailing address.
• Insurance Information: Coverage type interest, existing policy details, date of birth, and other information you provide to receive a quote.
• Website Usage Data: IP address, browser type, operating system, referring URLs, pages viewed, and time spent on pages (collected via Google Analytics and similar tools).
• Communication Records: Phone call logs, text messages, and email correspondence related to your inquiry.

How We Use Your Information

• To provide life insurance quotes and personalized coverage recommendations.
• To contact you regarding your inquiry via phone, email, or text message.
• To process and manage your insurance application.
• To improve our website, services, and customer experience.
• To comply with legal and regulatory requirements.
• To send you relevant updates with your consent (you may opt out at any time).

How We Share Your Information

We do not sell your personal information. We may share your information with:

• Insurance Carriers: To obtain quotes and process applications on your behalf.
• Service Providers: Third-party tools (CRM, email, analytics) that help us operate our business, under strict confidentiality agreements.
• Legal Authorities: When required by law, regulation, or legal process.

TCPA Consent & Communications

By submitting a form on our website, you provide express written consent under the Telephone Consumer Protection Act (TCPA) to receive calls, text messages, and emails from Golden Years Protection at the phone number and/or email address you provided. Message frequency may vary. Message and data rates may apply. Reply HELP for help or STOP to opt out at any time.

Cookies & Tracking

Our website uses cookies and similar tracking technologies (including Google Analytics) to analyze website traffic, improve user experience, and measure marketing effectiveness. You can control cookies through your browser settings.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the right to access, correct, delete, or restrict the processing of your personal information. To exercise these rights, contact us at joe@goldenyearsprotection.net or call (682) 254-1786.

Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

Contact Us

If you have questions about this Privacy Policy, contact us at:

Golden Years Protection
Joe Rangel, Licensed Independent Broker
NPN #21207986
Phone: (682) 254-1786
Email: joe@goldenyearsprotection.net