INDEPENDENT LIFE INSURANCE BROKER
Independent Life Insurance Broker in Fort Worth, TX
I help families, seniors, and business owners compare life insurance and annuity options from multiple A-rated carriers — with honest guidance, no call centers, and no pressure.
Why I Started Golden Years Protection
I founded Golden Years Protection because I believe everyone deserves straightforward, honest guidance when it comes to protecting their family. Too many people get locked into a single carrier's products without ever seeing what else is available — and that often means paying more for less coverage.
As an independent broker, I am not employed by any insurance company. That means I work for you, not for a carrier. I shop your case across multiple A-rated insurance companies to find the right fit for your budget, your health, and your goals.
Based in Fort Worth, Texas, I serve clients locally in the DFW Metroplex and remotely in 40 states. Whether you need coverage for final expenses, income replacement, retirement income, or business protection — I handle every case personally from start to finish.
NPN #21207986
Nationally registered producer
Fort Worth, TX
Serving clients locally and nationwide
40 States Licensed
Coverage coast to coast
Multiple A-Rated Carriers
Unbiased comparison shopping
Products I Specialize In
Every product is sourced from multiple A-rated carriers so you get the best coverage at the best price.
Final Expense Insurance
Whole life coverage for funeral costs, medical bills, and small debts. No medical exam, ages 50–85.
Term Life Insurance
Affordable coverage for 10, 15, 20, or 30 years. Ideal for income replacement and young families.
Whole Life Insurance
Guaranteed lifetime coverage with fixed premiums and cash value accumulation.
Indexed Universal Life (IUL)
Permanent coverage with tax-advantaged cash value growth tied to market index performance.
Mortgage Protection Insurance
Pays off your remaining mortgage balance so your family keeps their home.
Fixed Indexed Annuities
Tax-deferred retirement income with downside protection and guaranteed lifetime income options.
Key Person Insurance
Protects businesses from financial loss if a key employee or owner passes away.
Why Independent Matters
I compare policies from multiple A-rated carriers — not just one company.
I work for you, not for an insurance company. My recommendations are based on your needs, not sales quotas.
You speak directly with me from the first call to the final policy delivery. No call centers, no hand-offs.
I am licensed in 40 states, so I can help whether you live in Fort Worth or across the country.
Every consultation is free, and there is never any obligation or pressure to buy.
FREQUENTLY ASKED QUESTIONS
Common Questions About Working With Me
What does it mean to be an independent life insurance broker?+
As an independent broker, I am not tied to any single insurance company. I compare policies from multiple A-rated carriers to find the best coverage and price for your specific situation — rather than selling only one company's products.
How many states are you licensed in?+
I am licensed in 40 states across the U.S., so I can help families and business owners well beyond Fort Worth and Texas.
What is your NPN number?+
My National Producer Number (NPN) is #21207986. You can verify my license status on the National Insurance Producer Registry (NIPR).
Do I have to pay for a consultation?+
No. Every consultation is completely free with no obligation. I will review your situation, explain your options in plain English, and give you an honest recommendation — whether you decide to move forward or not.
How do I get started?+
Call me directly at 682-254-1786 or book a free consultation on the calendar below. I will personally handle your case from start to finish — no call centers, no runaround.
FREE QUOTE: NO OBLIGATION
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Ready to Compare Your Options?
Call me directly or book a free consultation. No obligation, no pressure — just honest guidance.
Licensed in: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, VA, WI